A Research of Engineering, Construction Based on Credit Risk

Engineering construction companies often default on the contract expired, which makes the enterprise's own quality and credibility be affected. Therefore, the construction enterprises should be aware that the value of their own credit, financial sector should also be on the borrowers to assess credit risk, so as not to appear in the portfolio risk. This article utilizes the modem credit grading method to evaluate the construction enterprise's Credit rating. The study found: Change index credit transpose matrix has a great impact. It will affect the credit rating changes. Credit Change this index ranged from zero when the critical state has a different default status, when the credit quality index greater than zero, the rise in the value of its credit; if the credit quality index is less than zero, the credit quality of the index on the lower Level; If zero, credit rating is to maintain the normal status, and obtained the illustration through the example.