Digital Banking Adoption: Evidence from the Nigerian Youth Market

被引：0

作者：

Esendemirli, Ebru ^{[1
]}

Olawale, Alabi Abdulraouv ^{[2
]}

Celik, Saban ^{[3
]}

Karahan, Mehmet Oguz ^{[1
]}

机构：

[1] Yasar Univ, Bornova, Turkiye

[2] Yasar Univ, Niger, Nigeria

[3] Izmir Katip Celebi Univ, Izmir, Turkiye

来源：

INTERNATIONAL JOURNAL OF CONTEMPORARY ECONOMICS AND ADMINISTRATIVE SCIENCES | 2024年 / 14卷 / 01期

关键词：

Digital Banking; TAM; Perceived Trust; Awareness; Perceived Security; Social Norms; USER ACCEPTANCE; PERCEIVED USEFULNESS; ONLINE BANKING; TECHNOLOGY; SATISFACTION; EXTENSION; EASE;

D O I：

10.5281/zenodo.13871769

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

This study aims to identify the factors influencing the adoption of digital banking in the Nigerian youth market. The research explores the adoption of both mobile and internet banking as part of a single digital banking concept. The research model extends the technology acceptance model (TAM) by further examining the impact of awareness, culture, social norms, perceived trust, perceived security on behavioral intention. The results suggest a strong influence of perceived trust on behavioral intention to adopt digital banking. Perceived ease of use, perceived usefulness, perceived security and perceived risk are key determinants of perceived trust in the Nigerian context. Other factors affecting behavioral intention are awareness and social norms.

引用

页码：14 / 35

页数：22

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