A Study on Neural Network Method for Personal Credit Evaluation

被引:0
|
作者
Ren, Hui [1 ]
He, Yujing [2 ]
Chang, Ning [2 ]
机构
[1] Chinese Peoples Armed Police Force Acad, Dept Force Management, Langfang, Peoples R China
[2] Chinese Peoples Armed Police Force Acad, Dept Fundament, Langfang, Peoples R China
来源
2009 INTERNATIONAL SYMPOSIUM ON COMPUTER NETWORK AND MULTIMEDIA TECHNOLOGY (CNMT 2009), VOLUMES 1 AND 2 | 2009年
关键词
personal credit; personal credit evaluation; neural network;
D O I
暂无
中图分类号
TP3 [计算技术、计算机技术];
学科分类号
0812 ;
摘要
This paper analyses the neural network method for personal credit evaluation. Firstly, it introduces personal credit evaluation and its research. Secondly, it analyses the characteristics of two types of commonly used methods for personal credit evaluation. Then it introduces the structure and characteristics of artificial neural network and puts forward 10 indicators for personal credit evaluation. On this basis, it designs Elman neural network and tries to use this network to evaluate personal credit. According to the results of experimental verification, this personal credit evaluation algorithm shows a high accuracy for the evaluation of personal credit.
引用
收藏
页码:1195 / +
页数:2
相关论文
共 50 条
  • [41] Review of Application Research of Expert System and Neural Network in Credit Risk Evaluation
    Zhang, Mu
    Dong, Li
    PROCEEDINGS OF THE 3RD ANNUAL 2017 INTERNATIONAL CONFERENCE ON MANAGEMENT SCIENCE AND ENGINEERING (MSE 2017), 2017, 50 : 249 - 252
  • [42] A approach to Enterprises Credit Evaluation based on back-propagation neural network
    Wu, JX
    Wang, ZJ
    PROCEEDINGS OF 2003 INTERNATIONAL CONFERENCE ON MANAGEMENT SCIENCE & ENGINEERING, VOLS I AND II, 2003, : 162 - 167
  • [43] Application of Ant Colony Neural Network to Credit Evaluation of Small and Middle Enterprises
    Liu, HongJing
    PROCEEDINGS OF THE 2015 INTERNATIONAL CONFERENCE ON COMPUTATIONAL SCIENCE AND ENGINEERING, 2015, 17 : 218 - 222
  • [44] Analysis of Bank Credit Risk Evaluation Model Based on BP Neural Network
    Wang, Xiaogang
    COMPUTATIONAL INTELLIGENCE AND NEUROSCIENCE, 2022, 2022
  • [45] Comparative Analysis of Neural Network and Fuzzy Logic Techniques in Credit Risk Evaluation
    Grace, Asogbon Mojisola
    Williams, Samuel Oluwarotimi
    INTERNATIONAL JOURNAL OF INTELLIGENT INFORMATION TECHNOLOGIES, 2016, 12 (01) : 47 - 62
  • [46] Research on Credit Evaluation of Financial Enterprises Based on the Genetic Backpropagation Neural Network
    Peng, Hua
    SCIENTIFIC PROGRAMMING, 2021, 2021
  • [47] Neural Network Metalearning for Credit Scoring
    Lai, Kin Keung
    Yu, Lean
    Wang, Shouyang
    Zhou, Ligang
    INTELLIGENT COMPUTING, PART I: INTERNATIONAL CONFERENCE ON INTELLIGENT COMPUTING, ICIC 2006, PART I, 2006, 4113 : 403 - 408
  • [48] Evaluation of power customers' credit risk based on PCA and wavelet neural network
    Niu, Dong-Xiao
    Li, Jin-Chao
    Xing, Mian
    Li, Jin-Ying
    2007 INTERNATIONAL CONFERENCE ON WAVELET ANALYSIS AND PATTERN RECOGNITION, VOLS 1-4, PROCEEDINGS, 2007, : 668 - +
  • [49] Neural network credit scoring models
    West, D
    COMPUTERS & OPERATIONS RESEARCH, 2000, 27 (11-12) : 1131 - 1152
  • [50] Study of structural reliability evaluation method based on deep BP neural network
    Liu, Jie
    Liu, Lifang
    Li, Shun
    Tang, Zhangchun
    Wang, Chenjue
    2018 PROGNOSTICS AND SYSTEM HEALTH MANAGEMENT CONFERENCE (PHM-CHONGQING 2018), 2018, : 500 - 505