IT adoption and bank performance during the Covid-19 pandemic

被引：41
|
作者：
Dadoukis, Aristeidis [1 ]
Fiaschetti, Maurizio [1 ]
Fusi, Giulia [1 ]
机构：
[1] Univ Nottingham, Nottingham Univ Business Sch, Global Ctr Banking & Financial Innovat, Nottingham NG8 1BB, England
来源：
ECONOMICS LETTERS | 2021年 / 204卷
关键词：
Covid-19; Banking; IT adoption; Technology; Bank performance; INFORMATION-TECHNOLOGY; RISK;
D O I：
10.1016/j.econlet.2021.109904
中图分类号：
F [经济];
学科分类号：
02 ;
摘要：
This paper examines the impact of pre-2020 information technology (IT) adoption on bank performance during the initial stages of the Covid-19 pandemic. We show that high IT adopters performed better in terms of market returns, Tobin's q and lending. Our findings also suggest that higher pre-crisis IT investments are associated with more loans issued under the US Paycheck Protection Program, and lower rates of loan modifications due to Covid-19. This study corroborates other recent findings that technology adoption fosters banks' resilience during crises, ultimately enhancing financial stability. (C) 2021 Elsevier B.V. All rights reserved.
引用
收藏
页数：4
相关论文
共 50 条
  • [21] The Adoption of Protective Health Behaviors During the COVID-19 Pandemic in Thailand
    Sombultawee, Kedwadee
    Boon-itt, Sakun
    Bussanit, Vipa
    JOURNAL OF BEHAVIORAL SCIENCE, 2021, 16 (03): : 72 - 83
  • [22] The Adoption of Preventive Behaviors during the COVID-19 Pandemic in China and Israel
    Liu, Xue-Jing
    Mesch, Gustavo S.
    INTERNATIONAL JOURNAL OF ENVIRONMENTAL RESEARCH AND PUBLIC HEALTH, 2020, 17 (19) : 1 - 18
  • [23] Dynamic Teacher's Technology Adoption During the COVID-19 Pandemic
    Zheng, Longwei
    Liu, Tong
    Feng, Yuanyuan
    Gu, Xiaoqing
    Yu, Ming-Hua
    SAGE OPEN, 2024, 14 (02):
  • [24] Redefined role of eye bank counselors during COVID-19 pandemic
    Arora, Ritu
    Goel, Ruchi
    Malhotra, Vikas
    Kumar, Suresh
    INDIAN JOURNAL OF OPHTHALMOLOGY, 2021, 69 (02) : 452 - 453
  • [25] Performance Evaluation of Airports During the COVID-19 Pandemic
    Ersoy, Yusuf
    GOSPODARKA NARODOWA-THE POLISH JOURNAL OF ECONOMICS, 2021, 308 (04): : 23 - 53
  • [26] A look at student performance during the COVID-19 pandemic
    Cavanaugh, Joseph
    Jacquemin, Stephen
    Junker, Christine
    QUALITY ASSURANCE IN EDUCATION, 2023, 31 (01) : 33 - 43
  • [27] A commentary on podiatry during the Covid-19 pandemic Podiatry during the Covid-19 pandemic
    Chadwick, Paul
    Ambrose, Lawrence
    Barrow, Ross
    Fox, Martin
    JOURNAL OF FOOT AND ANKLE RESEARCH, 2020, 13 (01)
  • [28] Receptiveness to innovation during the COVID-19 pandemic: asymmetries in the adoption of digital routines
    Mikhaylova, Anna A.
    Mikhaylov, Andrey S.
    Hvaley, Dmitry, V
    REGIONAL STUDIES REGIONAL SCIENCE, 2021, 8 (01): : 311 - 327
  • [29] The new 'normal': Rapid adoption of telemedicine in orthopaedics during the COVID-19 pandemic
    Rizzi, Andrew M.
    Polachek, William S.
    Dulas, Matthew
    Strelzow, Jason A.
    Hynes, Kelly K.
    INJURY-INTERNATIONAL JOURNAL OF THE CARE OF THE INJURED, 2020, 51 (12): : 2816 - 2821
  • [30] Virtual reality adoption during the COVID-19 pandemic: A uses and gratifications perspective
    Ball, Christopher
    Huang, Kuo-Ting
    Francis, Jess
    TELEMATICS AND INFORMATICS, 2021, 65
12345