The Impacts of Microcredit: Evidence from Bosnia and Herzegovina

被引：150
|
作者：
Augsburg, Britta [1 ]
De Haas, Ralph [2 ,3 ]
Harmgart, Heike [4 ,5 ]
Meghir, Costas [6 ]
机构：
[1] Inst Fiscal Studies, London WC1E 7AE, England
[2] European Bank Reconstruct & Dev, London EC2A 2JN, England
[3] Tilburg Univ, NL-5000 LE Tilburg, Netherlands
[4] EBRD, Amman 11185, Jordan
[5] WZB EBRD, Amman 11185, Jordan
[6] Yale Univ, Dept Econ, New Haven, CT 06520 USA
来源：
AMERICAN ECONOMIC JOURNAL-APPLIED ECONOMICS | 2015年 / 7卷 / 01期
基金：
欧洲研究理事会;
关键词：
CREDIT;
D O I：
10.1257/app.20130272
中图分类号：
F [经济];
学科分类号：
02 ;
摘要：
We use an RCT to analyze the impacts of microcredit. The study population consists of loan applicants who were marginally rejected by an MFI in Bosnia. A random subset of these were offered a loan. We provide evidence of higher self-employment, increases in inventory, a reduction in the incidence of wage work and an increase in the labor supply of 16-19-year-olds in the household's business. We also present some evidence of increases in profits and a reduction in consumption and savings. There is no evidence that the program increased overall household income.
引用
收藏
页码：183 / 203
页数：21
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