The Study on the Credit Risk Assessment of Borrower in P2P Network of China

被引：3

作者：

Jiang, Dan ^{[1
]}

Li, Xiaoqin ^{[1
]}

机构：

[1] Chongqing Technol & Business Sch, Chongqing 600000, Peoples R China

来源：

PROCEEDINGS OF THE TENTH INTERNATIONAL CONFERENCE ON MANAGEMENT SCIENCE AND ENGINEERING MANAGEMENT | 2017年 / 502卷

关键词：

P2P network; BP neural network; Credit Risk;

D O I：

10.1007/978-981-10-1837-4_131

中图分类号：

TP18 [人工智能理论];

学科分类号：

081104 ; 0812 ; 0835 ; 1405 ;

摘要：

On account of the rapid development of modern network technology, more and more online financial services come to being. Take P2P network as an example. Now, such financial services model in our country is taking great risk. This is mainly a study on credit risk. Based on BP neural network, P2P network platform credit risk evaluation model were built to train and simulate. The results show that the final data generated by these models are of practical value. It is capable of using P2P network platform on personal credit risk evaluation scientifically. At the end of the article, some valuable suggestions are put forward in regard to P2P network loan personal credit risk evaluation system.

引用

页码：1619 / 1630

页数：12

共 50 条

[21] Improving credit risk assessment in P2P lending with explainable machine learning survival analysis
Gero Friedrich Bone-Winkel
Felix Reichenbach
Digital Finance, 2024, 6 (3): : 501 - 542
[22] 2-stage modified random forest model for credit risk assessment of P2P network lending to "Three Rurals" borrowers
Rao, Congjun
Liu, Ming
Goh, Mark
Wen, Jianghui
APPLIED SOFT COMPUTING, 2020, 95
[23] Risk Assessment and Measurement of P2P Industry
Zhang, Zerui
Jin, Shaoli
PROCEEDINGS OF THE 32ND 2020 CHINESE CONTROL AND DECISION CONFERENCE (CCDC 2020), 2020, : 4163 - 4166
[24] A Study on Risk Prevention for Online P2P Lending Platforms in China
Pan, Yaqiong
Gao, Jun
PROCEEDINGS OF THE 2017 INTERNATIONAL CONFERENCE ON EDUCATION, ECONOMICS AND MANAGEMENT RESEARCH (ICEEMR 2017), 2017, 95 : 283 - 286
[25] P2P Network Lending, Loss Given Default and Credit Risks
Zhou, Guangyou
Zhang, Yijia
Luo, Sumei
SUSTAINABILITY, 2018, 10 (04)
[26] P2p Personal Credit risk Identification Index Selection Research under Sharing Economy in China
Zhang, Yaming
PROCEEDINGS OF 2016 2ND INTERNATIONAL CONFERENCE ON HUMANITIES AND SOCIAL SCIENCE RESEARCH (ICHSSR 2016), 2016, 70 : 159 - 164
[27] The Research to the Influential Factors of Credit Risk in the P2P Network Loan Under the Background of Internet Financial
Yao, Feng-ge
Sui, Xin
PROCEEDINGS OF THE 22ND INTERNATIONAL CONFERENCE ON INDUSTRIAL ENGINEERING AND ENGINEERING MANAGEMENT: CORE THEORY AND APPLICATIONS OF INDUSTRIAL ENGINEERING (VOL 1), 2016, : 507 - 515
[28] The Credit Risk of P2P Online Lending Platform: A Game Analysis
Zhang, He
2017 4TH INTERNATIONAL CONFERENCE ON MANAGEMENT INNOVATION AND BUSINESS INNOVATION (ICMIBI 2017, 2017, 81 : 50 - 54
[29] Spatial Regression Models to Improve P2P Credit Risk Management
Agosto, Arianna
Giudici, Paolo
Leach, Tom
FRONTIERS IN ARTIFICIAL INTELLIGENCE, 2019, 2
[30] A Comprehensive Study of the Bitcoin P2P Network
Eisenbarth, Jean-Philippe
Cholez, Thibault
Perrin, Olivier
2021 3RD CONFERENCE ON BLOCKCHAIN RESEARCH & APPLICATIONS FOR INNOVATIVE NETWORKS AND SERVICES (BRAINS), 2021, : 105 - 112

← 1 2 3 4 5 →