A security framework for mobile-to-mobile payment network

被引:2
|
作者
Das, ML [1 ]
Saxena, A [1 ]
Gulati, VP [1 ]
机构
[1] Inst Dev & Res Banking Technol, Hyderabad 500057, Andhra Pradesh, India
关键词
authentication; SIM; mobile phone; GSM; EMV;
D O I
10.1109/ICPWC.2005.1431379
中图分类号
TN [电子技术、通信技术];
学科分类号
0809 ;
摘要
The paper presents a framework for mobile-to-mobile payment system, where a mobile phone with or without SIM card is used as an EMV payment instrument and is linked to a debit or credit account in a bank to pay any merchant who has a mobile phone or an on-line EMV capable terminal. In a single phone., multiple credit or debit accounts from different banks can be configured without compromising on security. The customer or consumer can manage many accounts with a common PIN and the frame-work provides a Secure and convenient payment mechanism over-the-air.
引用
收藏
页码:420 / 423
页数:4
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