Regulatory and Institutional Factors in Digital Financial Inclusion: A Comparative Study

被引：0
|
作者：
Dostov, Victor [1 ,2 ]
Shust, Pavel [1 ,2 ]
Leonova, Anna [2 ]
Krivoruchko, Svetlana [3 ]
机构：
[1] St Petersburg State Univ, Fed State Budgetary Educ Inst Higher Educ, 7-9 Univ Emb, St Petersburg 199034, Russia
[2] Russian Elect Money & Remittance Assoc, 5-2 Orlikov Per, Moscow 107078, Russia
[3] Financial Univ Govt Russian Federat, 53-1 Leningradsky Pr, Moscow 125993, Russia
来源：
VISION 2025: EDUCATION EXCELLENCE AND MANAGEMENT OF INNOVATIONS THROUGH SUSTAINABLE ECONOMIC COMPETITIVE ADVANTAGE | 2019年
关键词：
Financial inclusion; Kenya; Nigeria; mobile money; regulation;
D O I：
暂无
中图分类号：
F [经济];
学科分类号：
02 ;
摘要：
The article aims to identify infrastructural and institutional factors that affect the financial inclusion. To identify the most important factors of financial inclusion improvement, a comparative analysis of two Sub-Saharan countries - Nigeria and Kenya - was conducted. The analysis shows that differences in Nigeria and Kenya financial inclusion levels can be attributed not only to the economic development but also to the difference in regulatory approaches. The analysis also confirms the hypothesis that usage of digital financial services depends more on 'general' literacy rather than financial literacy in particular.
引用
收藏
页码：3293 / 3306
页数：14
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