Supply Chain Financing Models Based on Internet Finance

In March 2015, the 12th session of the National People's Congress, the third session of the opening of the conference, Premier Li Keqiang proposed the "Internet +" plan. After that, Internet financial became a hot issue nowadays. On the other hand, because of traditional bank credit set a relative strict prerequisite for Small and Medium Enterprises (SMEs), supply chain finance, which ties up the core enterprise with upstream and downstream SMEs by providing financial service, cut down SMEs' financing cost. For enterprises, which improve upstream and downstream SMEs by effectively integrating goods flows, information flows and financial flows benefit a lot from it. Based on the trend of the Internet finance, combined with the experience of traditional supply chain development, the research object of this article is the supply chain finance model based on Internet finance. This paper sums up to three models, such as commercial bank model, On-line platform mode, and core enterprise model. Finally, this paper points out the significance of supply chain finance combined with Internet to SMEs in China.