Examining non-performing loans on corporate financial sustainability: Evidence from Indonesia

被引:3
|
作者
Atichasari, Anna Sofia [1 ]
Ratnasari, Aisyah [1 ]
Kulsum, Umi [1 ]
Kahpi, Heri Sapari [2 ]
Wulandari, Septantri Shinta [3 ]
Marfu, Asep [4 ]
机构
[1] Syekh Yusuf Islamic Univ, Fac Econ & Business, Tangerang, Indonesia
[2] Banten Univ, Fac Econ & Business, Banten, Indonesia
[3] Primagraha Univ, Fac Econ & Business, Tangerang, Indonesia
[4] Banten Reg Gen Hosp, Internal Med Clin, Banten, Indonesia
关键词
Economic conditions; Lending interest risk; Business risk; Non-performing loans; Corporate financial sustainability; INTEREST-RATE RISK; BUSINESS; DETERMINANTS; TRANSFORMATION; MANAGEMENT; INNOVATION; CRISIS; IMPACT;
D O I
10.1016/j.sftr.2023.100137
中图分类号
X [环境科学、安全科学];
学科分类号
08 ; 0830 ;
摘要
This study examines the relationships between economic conditions, lending interest risk (LIR), business risk (BUSR), non-performing loans (NPLs), and corporate financial sustainability (CFS). Quantitative analysis through a questionnaire reveals positive links between economic conditions and NPLs and LIR, emphasizing the economic environment's impact on financial institutions and lending sectors. Economic conditions also relate to BUSR, influencing business risk landscapes. LIR mediates the economic conditions-NPLs link, while BUSR does not mediate other relationships. These findings underscore the importance of proactive risk management, holistic risk assessment, and NPL mitigation strategies in ensuring financial stability and sustainability amid changing economic dynamics.
引用
收藏
页数:11
相关论文
共 50 条
  • [31] Does leverage influence banks' non-performing loans? Evidence from India
    Ghosh, S
    APPLIED ECONOMICS LETTERS, 2005, 12 (15) : 913 - 918
  • [32] Non-Performing Loans, Financial Stability, and Banking Competition: Evidence for Listed and Non-Listed Eurozone Banks
    Mansilla Fernandez, Jose Manuel
    HACIENDA PUBLICA ESPANOLA-REVIEW OF PUBLIC ECONOMICS, 2020, (232): : 29 - 52
  • [33] Corporate governance structure, Bank externalities and sensitivity of non-performing loans in Nigeria
    Adegboye, Alex
    Ojeka, Stephen
    Adegboye, Kofo
    COGENT ECONOMICS & FINANCE, 2020, 8 (01):
  • [34] Credit growth and non-performing loans: evidence from Turkey and some Balkan countries
    Alihodzic, Almir
    Eksi, Ibrahim Halil
    EASTERN JOURNAL OF EUROPEAN STUDIES, 2018, 9 (02) : 229 - 249
  • [35] Determinants of Non-Performing Loans for the EEC Region. A Financial Stability Perspective
    Tatarici, Luminita Roxana
    Kubinschi, Matei Nicolae
    Barnea, Dinu
    MANAGEMENT & MARKETING-CHALLENGES FOR THE KNOWLEDGE SOCIETY, 2020, 15 (04): : 621 - 642
  • [36] HOW MARKET CONCENTRATION AND LIQUIDITY AFFECT NON-PERFORMING LOANS: EVIDENCE FROM VIETNAM
    Tran, O. K. T.
    Nguyen, D., V
    Duong, K. D.
    POLISH JOURNAL OF MANAGEMENT STUDIES, 2022, 26 (01): : 325 - 337
  • [37] THE IMPACT OF NON-PERFORMING LOANS ON COMMERCIAL BANK PROFITABILITY: EVIDENCE FROM THE WESTERN BALKANS
    Shkodra, Jehona
    Anastasioub, Dimitrios
    Kallandranisc, Christos
    FINANCIAL AND CREDIT ACTIVITY-PROBLEMS OF THEORY AND PRACTICE, 2024, 3 (56): : 49 - 58
  • [38] Policy uncertainty and non-performing loans in Greece
    Papadamou, Stephanos
    Pitsilkas, Konstantinos
    AMERICAN JOURNAL OF ECONOMICS AND SOCIOLOGY, 2025, 84 (02) : 231 - 252
  • [39] Non-performing loans and bank lending behaviour
    Ardit Gjeçi
    Matej Marinč
    Vasja Rant
    Risk Management, 2023, 25
  • [40] Econometric model of non-performing loans determinants
    Radivojevic, Nikola
    Cvijanovic, Drago
    Sekulic, Dejan
    Pavlovic, Dejana
    Jovic, Srdjan
    Maksimovic, Goran
    PHYSICA A-STATISTICAL MECHANICS AND ITS APPLICATIONS, 2019, 520 : 481 - 488