Examining non-performing loans on corporate financial sustainability: Evidence from Indonesia

被引：3

作者：

Atichasari, Anna Sofia ^{[1
]}

Ratnasari, Aisyah ^{[1
]}

Kulsum, Umi ^{[1
]}

Kahpi, Heri Sapari ^{[2
]}

Wulandari, Septantri Shinta ^{[3
]}

Marfu, Asep ^{[4
]}

机构：

[1] Syekh Yusuf Islamic Univ, Fac Econ & Business, Tangerang, Indonesia

[2] Banten Univ, Fac Econ & Business, Banten, Indonesia

[3] Primagraha Univ, Fac Econ & Business, Tangerang, Indonesia

[4] Banten Reg Gen Hosp, Internal Med Clin, Banten, Indonesia

来源：

SUSTAINABLE FUTURES | 2023年 / 6卷

关键词：

Economic conditions; Lending interest risk; Business risk; Non-performing loans; Corporate financial sustainability; INTEREST-RATE RISK; BUSINESS; DETERMINANTS; TRANSFORMATION; MANAGEMENT; INNOVATION; CRISIS; IMPACT;

D O I：

10.1016/j.sftr.2023.100137

中图分类号：

X [环境科学、安全科学];

学科分类号：

08 ; 0830 ;

摘要：

This study examines the relationships between economic conditions, lending interest risk (LIR), business risk (BUSR), non-performing loans (NPLs), and corporate financial sustainability (CFS). Quantitative analysis through a questionnaire reveals positive links between economic conditions and NPLs and LIR, emphasizing the economic environment's impact on financial institutions and lending sectors. Economic conditions also relate to BUSR, influencing business risk landscapes. LIR mediates the economic conditions-NPLs link, while BUSR does not mediate other relationships. These findings underscore the importance of proactive risk management, holistic risk assessment, and NPL mitigation strategies in ensuring financial stability and sustainability amid changing economic dynamics.

引用

页数：11

共 50 条

[1] Non-performing loans and financial development: new evidence
Ozili, Peterson K.
JOURNAL OF RISK FINANCE, 2019, 20 (01) : 59 - 81
[2] EXAMINING OF DETERMINANTS OF NON-PERFORMING LOANS
Radivojevic, Nikola
Jovovic, Jelena
PRAGUE ECONOMIC PAPERS, 2017, 26 (03): : 300 - 316
[3] Determinants of Non-Performing Loans and Non-Performing Financing level: Evidence in Indonesia 2008-2021
Nasir, M. Safar
Oktaviani, Yolanda
Andriyani, Nur
BANKS AND BANK SYSTEMS, 2022, 17 (04) : 116 - 128
[4] Corporate governance and non-performing loans: The mediating role of financial performance
Kartika, Indri
Sulistyowati, Sri
Septiawan, Budi
Indriastuti, Maya
COGENT BUSINESS & MANAGEMENT, 2022, 9 (01):
[5] Impacts of Financial Inclusion on Non-Performing Loans of Commercial Banks: Evidence from China
Chen, Feng-Wen
Feng, Yuan
Wang, Wei
SUSTAINABILITY, 2018, 10 (09)
[6] Non-performing loans and bank profitability: evidence from Vietnam
Nguyen, Phan Dinh
MACROECONOMICS AND FINANCE IN EMERGING MARKET ECONOMIES, 2024,
[7] Bank efficiency and non-performing loans: Evidence from Turkey
Partovi, Elmira
Matousek, Roman
RESEARCH IN INTERNATIONAL BUSINESS AND FINANCE, 2019, 48 : 287 - 309
[8] Analysis of the Responsiveness of Environmental Sustainability to Non-Performing Loans in Africa
Ntarmah, Albert Henry
Kong, Yusheng
Cobbinah, Eric
Gyan, Michael Kobina
Manu, Emmanuel Kwaku
APPLIED ECONOMICS JOURNAL, 2020, 27 (02): : 77 - 109
[9] The 'crisis' of non-performing loans: A crisis for the Japanese financial system?
Lee, JS
PACIFIC REVIEW, 1997, 10 (01): : 57 - 83
[10] External deficits and non-performing loans in the recent financial crisis
Kauko, Karlo
ECONOMICS LETTERS, 2012, 115 (02) : 196 - 199

← 1 2 3 4 5 →