[1] Univ New Orleans, Dept Econ & Finance, New Orleans, LA 70148 USA
[2] Univ Bahrain, Coll Business Adm, Sakhir, Bahrain
[3] Calif State Univ Dominguez Hills, Dept Accounting Finance & Econ, Carson, CA 90747 USA
[4] IMS Unison Univ, Sch Management, Dehra Dun, Uttarakhand, India
[5] Moradabad Inst Technol, Moradabad, India