The effect of financial literacy on rural households insurance participation: evidence from farmers in southwest China

被引：11
|
作者：
Liu, Wenzhen [1 ,2 ]
Wang, Bin [1 ]
Wang, Chuanyu [1 ]
Han, Kefei [2 ]
机构：
[1] Anhui Polytech Univ, Sch Math & Phys, Wuhu 241000, Peoples R China
[2] Southwestern Univ Finance & Econ, Finance, Chengdu, Peoples R China
来源：
ASIA-PACIFIC JOURNAL OF ACCOUNTING & ECONOMICS | 2023年 / 30卷 / 01期
关键词：
Financial literacy; household insurance participation; depth of household insurance; objective financial literacy;
D O I：
10.1080/16081625.2021.1915165
中图分类号：
F8 [财政、金融];
学科分类号：
0202 ;
摘要：
This paper analyses the insurance participation of farmers from the perspective of financial literacy. The results suggest that financial literacy can significantly accelerate the participation of farmers in insurance and the types of participation. In addition, when the farmer is female, highly educated, or younger, financial literacy has a greater effect on the participation of insurance than the male, the low educated, or the older. Meanwhile, when the subjective financial literacy of farmers is consistent with the objective', it is also stronger for the influence of financial literacy on insurance participation and types of insurance participation.
引用
收藏
页码：139 / 155
页数：17
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