Effect of COVID-19 on non-performing loans in China

被引:14
|
作者
Kryzanowski, Lawrence [1 ]
Liu, Jinjing [2 ]
Zhang, Jie [3 ]
机构
[1] Concordia Univ, John Molson Sch Business, 1455 De Maisonneuve Blvd West, Montreal, PQ H3G 1M8, Canada
[2] Moravian Univ, Sch Business & Econ, 1200 Main St, Bethlehem, PA 18018 USA
[3] Trent Univ, Trent Sch Business, 1600 West Bank Dr, Peterborough, ON K9L 0G2, Canada
基金
中国国家自然科学基金;
关键词
Non -performing loans; COVID-19; Capital ratios; Bank ownership; BORDER BANK MERGERS; NONPERFORMING LOANS; MORAL HAZARD; OWNERSHIP; RISK;
D O I
10.1016/j.frl.2022.103372
中图分类号
F8 [财政、金融];
学科分类号
0202 ;
摘要
We examine the resilience of Chinese banks during the COVID-19 pandemic by investigating nonperforming loan (NPL) ratios. We find that despite the reduction in the growth rate of total bank lending, bank NPL ratios significantly increase during the COVID-19 crisis. Banks with highquality capital are more effective in controlling their NPL ratios during the Crisis. Big Five banks, state-owned banks and domestic banks have lower NPL ratios than their counterparts during the Crisis.
引用
收藏
页数:8
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