Effect of COVID-19 on non-performing loans in China

被引：14

作者：

Kryzanowski, Lawrence ^{[1
]}

Liu, Jinjing ^{[2
]}

Zhang, Jie ^{[3
]}

机构：

[1] Concordia Univ, John Molson Sch Business, 1455 De Maisonneuve Blvd West, Montreal, PQ H3G 1M8, Canada

[2] Moravian Univ, Sch Business & Econ, 1200 Main St, Bethlehem, PA 18018 USA

[3] Trent Univ, Trent Sch Business, 1600 West Bank Dr, Peterborough, ON K9L 0G2, Canada

来源：

FINANCE RESEARCH LETTERS | 2023年 / 52卷

基金：

中国国家自然科学基金;

关键词：

Non -performing loans; COVID-19; Capital ratios; Bank ownership; BORDER BANK MERGERS; NONPERFORMING LOANS; MORAL HAZARD; OWNERSHIP; RISK;

D O I：

10.1016/j.frl.2022.103372

中图分类号：

F8 [财政、金融];

学科分类号：

0202 ;

摘要：

We examine the resilience of Chinese banks during the COVID-19 pandemic by investigating nonperforming loan (NPL) ratios. We find that despite the reduction in the growth rate of total bank lending, bank NPL ratios significantly increase during the COVID-19 crisis. Banks with highquality capital are more effective in controlling their NPL ratios during the Crisis. Big Five banks, state-owned banks and domestic banks have lower NPL ratios than their counterparts during the Crisis.

引用

页数：8

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