预期社会化、资产选择行为与家庭财产性收入

被引：11
|
作者：
王文涛 [1 ]
谢家智 [2 ]
机构：
[1] 西南大学经济管理学院
[2] 不详
来源：
财经研究 | 2017年 / 43卷 / 03期
关键词：
预期社会化; 资产选择; 财产性收入; 无条件分位数回归;
D O I：
10.16538/j.cnki.jfe.2017.03.003
中图分类号：
F126 [人民生活状况];
学科分类号：
摘要：
文章从心理、经济和社会的综合视角,通过提出预期社会化的形成与传导机理,构建"心理(预期社会化)→行为(资产选择行为)→结果(财产性收入)"的分析框架,运用无条件分位数回归等估计技术,采用中国综合社会调查(CGSS)数据,实证检验了预期社会化影响资产选择行为与财产性收入的研究假设。研究发现:预期社会化促进了家庭的金融投资行为,加快了财产性收入的增长。但是预期社会化对家庭财产性收入的积极效应并非同质,家庭预期社会化水平和能力的差异加剧了家庭财产性收入差距的扩大。文章的研究结论不仅为解释家庭财产性收入积累与差距找到了新的理论依据和经验证据,而且为预期管理政策的制定提供了重要参考价值。
引用
收藏
页码：30 / 42
页数：13
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