Digital inclusive finance and the resilience of households involved in financial markets

被引:0
|
作者
Peng, Geng [1 ]
Liu, Fang [2 ,3 ]
机构
[1] Jiangsu Univ Technol, Sch Econ, Changzhou 213001, Peoples R China
[2] Xinjiang Univ Finance & Econ, Sch Finance, Urumqi 830012, Peoples R China
[3] Jiangsu Univ Technol, Sch Management, Changzhou 213001, Peoples R China
关键词
Digital inclusive finance; Household financial resilience; Entropy weight method; Online financial behaviors; LITERACY;
D O I
10.1016/j.frl.2024.106288
中图分类号
F8 [财政、金融];
学科分类号
0202 ;
摘要
This paper develops a multidimensional framework composed of resistance ability, recovery ability and transition ability to measure the resilience of households involved in financial markets, and then discusses the impact of digital inclusive finance. Taking Chinese households holding financial assets as the research sample, we unveil that the majority of households display low financial resilience and there are great differences among them. We also discover that the development of digital inclusive finance has positive influence on household financial resilience, and the use of online financial services has a mediating effect.
引用
收藏
页数:8
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