ICT diffusion and financial development: Comparing high, middle, and low-income countries

被引：0

作者：

Li, Ying ^{[1
]}

Li, Xiaoguang ^{[1
]}

Ahmad, Haseeb ^{[2
]}

机构：

[1] Changchun Univ, Tourism Coll, Changchun, Jilin, Peoples R China

[2] Natl Text Univ, Dept Comp Sci, Faisalabad, Pakistan

来源：

PLOS ONE | 2024年 / 19卷 / 05期

关键词：

ECONOMIC-GROWTH; TECHNOLOGY; FINTECH; SECTOR; ADOPTION; TOURISM;

D O I：

10.1371/journal.pone.0295183

中图分类号：

O [数理科学和化学]; P [天文学、地球科学]; Q [生物科学]; N [自然科学总论];

学科分类号：

07 ; 0710 ; 09 ;

摘要：

Given the importance of ICT diffusion in the development of the financial sector, this analysis is an effort to analyze the transmission channels between the two in high-income and middle and low-income economies over 2001-2019. We have used three variables, including the ICT index, individuals using the internet, and mobile subscribers, to represent ICT and three indices, including the financial development index, financial institution index, and financial market index, to make our results reliable and robust. We utilized a GMM method for conducting the empirical analysis. Generally, our results imply that ICT diffusion positively impacts financial development in high-income economies and negatively impacts middle and low-income economies. Our findings suggest that middle- and low-income-economy policymakers should follow the footprint of the high-income economies and increase the role of ICT in the financial sector for its development.

引用

页数：17

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