Fintech Frenzy: An engaging review of the transforming financial services

被引：0
|
作者：
Zakaria, Shahsuzan [1 ]
Manaf, Suhaily Maizan Abdul [1 ]
Amron, Mohd Talmizie [2 ]
机构：
[1] Univ Teknol MARA, Fac Business & Management, Shah Alam, Malaysia
[2] Univ Teknol MARA, Coll Comp Informat & Math, Kuala Terengganu, Malaysia
来源：
ENVIRONMENT-BEHAVIOUR PROCEEDINGS JOURNAL | 2024年 / 9卷
关键词：
financial technology; fintech opportunities; fintech challenges; innovation acceptance;
D O I：
10.21834/e-bpj.v9iSI%2019.5775
中图分类号：
X [环境科学、安全科学];
学科分类号：
08 ; 0830 ;
摘要：
Advancements, opportunities, and challenges in financial technology (fintech) are comprehensively reviewed in this paper. Fintech, powered by AI and blockchain, revolutionises access to financial services. The narrative review analyses academic databases and industry reports, highlighting fintech themes like mobile payments, peer -to -peer lending, robo-advisors, and blockchain. Opportunities include accessible services, efficiency, and cost savings. However, challenges like cybersecurity, regulation, financial inclusion, resistance to change, and data privacy must be addressed. Responsible and ethical fintech practices are crucial for security, regulation compliance, inclusion, and confidentiality. Fintech's potential to transform finance and enhance lives worldwide is emphasised.
引用
收藏
页码：103 / 108
页数：6
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