Micro Small-sized Enterprises and Bank Credit Evidence from West Africa

被引:10
|
作者
Boateng, Agyenim [1 ]
Abdulrahman, Muhammad D. [2 ]
机构
[1] Univ Huddersfield, Business Sch, Huddersfield Univ, Huddersfield HD1 3DH, W Yorkshire, England
[2] Univ Nottingham, Business Sch, Nottingham Univ, Ningbo, Zhejiang, Peoples R China
关键词
Small-sized enterprise; bank credit; West Africa;
D O I
10.1177/0972652713494043
中图分类号
F8 [财政、金融];
学科分类号
0202 ;
摘要
Micro small-sized enterprises play a vital role in poverty reduction and development of many developing countries. Yet the issue of credit availability to small firms continues to be a major problem which impedes the growth of micro-small enterprises. This article examines the factors influencing the extension of bank credit to micro small-sized enterprises based on a sample of 572 in Ghana and Nigeria. The results indicate that size of the firm, age of the firm, ownership type and relationship banking have a positive bearing on a decision to extend credit to small firms in West Africa.
引用
收藏
页码:129 / 150
页数:22
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