Determinants of the Lapse Rate in Life Insurance Operating Companies

被引：0
|
作者：
Mauer, Laurence [1 ]
Holden, Neil [2 ]
机构：
[1] St Johns Univ, Peter J Tobin Coll Business, Queens, NY USA
[2] Ohio Univ, Coll Business, Athens, OH USA
来源：
REVIEW OF BUSINESS | 2007年 / 28卷 / 01期
关键词：
D O I：
暂无
中图分类号：
F [经济];
学科分类号：
02 ;
摘要：
The lapse rate on ordinary life insurance products is a key operating parameter for life insurance companies. We seek to identify determinants of the lapse rate using a model that incorporates variables representing: consumer demand, managerial decision-making, and Moody's financial stress ratings. The model is seen to have its sharpest relevance when applied to the life companies that are under the heaviest financial stress.
引用
收藏
页码：54 / 64
页数：11
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