POS-originated transaction traces as a source of contextual information for risk management systems in EFT transactions

被引：5

作者：

Sitek A. ^{[1
]}

Kotulski Z. ^{[1
]}

机构：

[1] Institute of Telecommunications of WUT, Nowowiejska 15/19, Warsaw

来源：

Sitek, Albert (asitek@tele.pw.edu.pl) | 2018年 / Springer International Publishing卷 / 2018期

关键词：

Context; Contextual security; CVM; Payment transaction; Traces analysis; Transaction traces;

D O I：

10.1186/s13635-018-0076-9

中图分类号：

学科分类号：

摘要：

Transaction traces analysis is a key utility for marketing, trend monitoring, and fraud detection purposes. However, they can also be used for designing and verification of contextual risk management systems for card-present transactions. In this paper, we presented a novel approach to collect detailed transaction traces directly from payment terminal. Thanks to that, it is possible to analyze each transaction step precisely, including its frequency and timing. We also demonstrated our approach to analyze such data based on real-life experiment. Finally, we concluded this paper with important findings for designers of such a system. © 2018, The Author(s).

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