China's Internet Finance: A Critical Review

被引：35
|
作者：
Xu, Jianguo [1 ,2 ]
机构：
[1] Peking Univ, Natl Sch Dev, Beijing, Peoples R China
[2] Peking Univ, Inst Digital Finance, Beijing, Peoples R China
来源：
CHINA & WORLD ECONOMY | 2017年 / 25卷 / 04期
关键词：
financial regulation; financial repression; information technology; mega data analysis;
D O I：
10.1111/cwe.12207
中图分类号：
F [经济];
学科分类号：
02 ;
摘要：
China's Internet finance industry developed explosively from 2012 to 2015. Undersupply of financial services, progress of information technology and accommodative regulations for Internet finance jointly explain the explosive development. Regulation tightened after the small-scale P2P lending crisis in 2015. The present paper discusses the role of information technology and mega data analysis in financial services, with particular attention paid to some popular misconceptions. The paper predicts that large financial institutions and information technology companies will play a dominant role in the future development of Internet finance.
引用
收藏
页码：78 / 92
页数：15
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