The impact of competition on bank orientation

被引：163
|
作者：
Degryse, Hans
Ongena, Steven
机构：
[1] Tilburg Univ, CentER, NL-5000 LE Tilburg, Netherlands
[2] CEPR, NL-5000 LE Tilburg, Netherlands
[3] TILEC, NL-5000 LE Tilburg, Netherlands
[4] Katholieke Univ Leuven, NL-5000 LE Tilburg, Netherlands
来源：
JOURNAL OF FINANCIAL INTERMEDIATION | 2007年 / 16卷 / 03期
关键词：
bank orientation; bank industry specialization; competition; lending relationships;
D O I：
10.1016/j.jfi.2007.03.002
中图分类号：
F8 [财政、金融];
学科分类号：
0202 ;
摘要：
How do banks react to increased competition? Recent banking theory significantly disagrees regarding the impact of competition on bank orientation-i.e., the choice of relationship-based versus transactional banking. We empirically investigate the impact of interbank competition on bank branch orientation. We employ a unique data set containing detailed information on bank-firm relationships. We find that bank branches facing stiff local competition engage considerably more in relationship-based lending. Our results illustrate that competition and relationships are not necessarily inimical. (c) 2007 Elsevier Inc. All rights reserved.
引用
收藏
页码：399 / 424
页数：26
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