Research on the Impact of the Structural Composition of Non-interest Income on Operating Risk of Commercial Banks Based on the Sample of Chinese state-owned commercial Banks1

被引：0
|
作者：
Sun Xiufeng [1 ]
Wang Huaxia [1 ]
机构：
[1] Dalian Univ Technol, Sch Management, Dalian 116024, Peoples R China
来源：
PROCEEDINGS OF THE 6TH (2014) INTERNATIONAL CONFERENCE ON FINANCIAL RISK AND CORPORATE FINANCE MANAGEMENT, VOLS. I AND II | 2014年
关键词：
state-owned commercial bank; structural composition of non-interest income; operating risk;
D O I：
暂无
中图分类号：
F8 [财政、金融];
学科分类号：
0202 ;
摘要：
Differences in the structural composition of non-income affect the operating risk of commercial banks. This paper deeply analyzes the impact of the structural composition of non-income on operating risk of Chinese state-owned commercial banks,based on the panel data of the four state-owned commercial banks from 2008 to 2013. It is found that The increase of fees and the increase of commissions income helps reduce the risk but trading income increases the risk,and the impact of other non-interest income on operating risk is not significant. Chinese state-owned commercial banks should expand the stable customer group to raise fees and commissions income. At the same time,they should get rid of the bondage of traditional system and the historical burden to strengthen financial innovation ability.
引用
收藏
页码：450 / 456
页数：7
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