The role of financial literacy in describing the use of professional financial advisors before and during the COVID-19 pandemic

被引：8

作者：

Rabbani, Abed ^{[1
]}

Heo, Wookjae ^{[2
]}

Grable, John E. ^{[3
]}

机构：

[1] Univ Missouri, Coll Agr Food & Nat Resources, Div Appl Social Sci, Personal Financial Planning, 125A Mumford Hall, Columbia, MO 65211 USA

[2] Purdue Univ, Sch Hospitality & Tourism Management, Div Consumer Sci, Marriot Hall 242,900 West State St, W Lafayette, IN 47907 USA

[3] Univ Georgia, Coll Family & Consumer Sci, Dept Financial Planning Housing & Consumer Econ, 124 Barrow Hall, Athens, GA 30602 USA

来源：

JOURNAL OF FINANCIAL SERVICES MARKETING | 2021年 / 26卷 / 04期

关键词：

COVID-19; Financial advice; Financial advisor; Financial literacy; Pandemic; COUNTERCYCLICAL RISK-AVERSION; ADVICE; HELP;

D O I：

10.1057/s41264-021-00109-w

中图分类号：

F [经济];

学科分类号：

02 ;

摘要：

This paper documents the effect of the COVID-19 pandemic on the use of profession financial advisors across a broad sample of financial decision makers (N = 16,431). Findings show that financial literacy played a significant role in describing the use of financial advisors in the USA before and during the pandemic. Those who exhibited higher levels of financial literacy were more likely to use the services of professional financial advisors. Based on a series of regression tests, it was determined that the effect of COVID-19 on the use of financial advisors was, to some extent, moderated by financial literacy.

引用

页码：226 / 236

页数：11

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