With the rapid development of network technology, the Internet industry of the infiltration degree deepening, especially the development of commercial network speed is the fiercest radius, the fastest growing, most widely. Business networking is actually use the Internet in the electronic commerce technology, reduce business operating costs, improve the market share of enterprises, profits for the enterprise bring brand-new, speeding economic growth point. The purpose of this article is by studying the application of the electronic commerce in our country's insurance industry, analysis of factors to promote the development of insurance e-commerce, and the necessity of development of the condition, according to the existing problems of targeted measures, looking to the future development prospects of e-commerce in the field of insurance in our country, to engage in the insurance industry related personnel to carry out insurance e-commerce activities to provide theoretical guidance.