[1] IIUM Inst Islamic Banking & Finance IIiBF, Kuala Lumpur, Malaysia
[2] Int Council Islamic Finance Educ, Kuala Lumpur, Malaysia
[3] Univ Sultan Zainal Abidin UniSZA, Grad Sch, Kuala Terengganu, Terengganu, Malaysia
[4] Univ Sultan Zainal Abidin UniSZA, Int Student Ctr, Kuala Terengganu, Terengganu, Malaysia
[5] Int Islamic Univ Malaysia, IIUM Inst Islamic Banking & Finance IIiBF, Kuala Lumpur, Malaysia
[6] Bank Negara Malaysia, Shariah Advisory Council, Kuala Lumpur, Malaysia
[7] Assoc Islam Banking Inst Malaysia, Kuala Lumpur, Malaysia
[8] HSBC Amanah Malaysia, Shariah Comm, Puchong, Selangor, Malaysia
[9] Secur Commiss, Kuala Lumpur, Malaysia
[10] Assoc Shariah Advisors Islamic Finance Malaysia A, Kuala Lumpur, Malaysia
[11] Int Council Islamic Finance Educ, Kuala Lumpur, Malaysia
[12] Int Islamic Univ Malaysia, Kuala Lumpur, Selangor, Malaysia
[13] IIUM Inst Islamic Banking & Finance, Res & Publicat, Kuala Lumpur, Selangor, Malaysia