Determinants of nonperforming loans after recapitalization in the Nigerian banking industry: Does competition matter?

被引：4

作者：

Bolarinwa, Segun Thompson ^{[1
,2
]}

Akinlo, Anthony Enisan ^{[3
,4
]}

机构：

[1] Christland Univ, Dept Econ, Abeokuta, Nigeria

[2] Univ Ft Hare, Govan Mbeki Res Dev Ctr GMRDC, Alice, South Africa

[3] Obafemi Awolowo Univ, Dept Econ, Ife, Nigeria

[4] Redeemers Univ, Dept Econ, Ede, Nigeria

来源：

AFRICAN DEVELOPMENT REVIEW-REVUE AFRICAINE DE DEVELOPPEMENT | 2022年 / 34卷 / 03期

关键词：

capitalization; competition; impaired loans; Nigeria; nonperforming loans; NON-PERFORMING LOANS; MARKET POWER; FINANCIAL STABILITY; RISK-TAKING;

D O I：

10.1111/1467-8268.12661

中图分类号：

F0 [经济学]; F1 [世界各国经济概况、经济史、经济地理]; C [社会科学总论];

学科分类号：

0201 ; 020105 ; 03 ; 0303 ;

摘要：

This paper examines the effect of competition on nonperforming loans in the Nigerian banking industry between 2011 and 2018 using the system generalized method of moments. The findings establish the competition-stability hypothesis in the Nigerian context. The interaction between competition and bank size/capitalization has a positive and significant effect on nonperforming loans. These results showed that low competition increased nonperforming loans in the Nigerian banking industry while bank size and capitalization enhanced competition to increase nonperforming loans. Also, bank size/capitalization are complementary for addressing nonperforming loans. The paper recommends that the Central Bank of Nigeria (CBN) regulates the market power of the five largest banks in the industry to address the adverse effects of competition on mounting nonperforming loans in the Nigerian banking industry.

引用

页码：309 / 323

页数：15

共 36 条

[1] Determinants of nonperforming loans after recapitalization in the Nigerian banking industry: Does efficiency matter?
Bolarinwa, Segun Thompson
Akinyele, Olawale
Vo, Xuan Vihn
MANAGERIAL AND DECISION ECONOMICS, 2021, 42 (06) : 1509 - 1524
[2] Nonperforming loans in the GCC banking sectors: Does the Islamic finance matter?
Alandejani, Maha
Asutay, Mehmet
RESEARCH IN INTERNATIONAL BUSINESS AND FINANCE, 2017, 42 : 832 - 854
[3] Banking Supervision and Nonperforming Loans in Africa: Does Institutional Quality Matter in the Ghanaian Banking Space?
Forson, Joseph Ato
Braimah, Awaisu Imurana
Asiamah, Samuel Kofi
Kuranchie-Pong, Raphael
Daniels, Edward
Adjavon, Samuel Evergreen
JOURNAL OF AFRICAN BUSINESS, 2023, 24 (03) : 384 - 403
[4] Do banking system transparency and competition affect nonperforming loans in the Chinese banking sector?
Bashir, Usman
Yu, Yugang
Hussain, Muntazir
Wang, Xiao
Ali, Ahmed
APPLIED ECONOMICS LETTERS, 2017, 24 (21) : 1519 - 1525
[5] The Efficiency of Indonesian Commercial Banks: Does the Banking Industry Competition Matter?
Sari, Sajida
Ajija, Shochrul Rohmatul
Wasiaturrahma, Wasiaturrahma
Ahmad, Raja Adzrin Raja
SUSTAINABILITY, 2022, 14 (17)
[6] Determinants of non-performing loans in Ghana banking industry
Amuakwa-Mensah, Franklin
Boakye-Adjei, Angela
INTERNATIONAL JOURNAL OF COMPUTATIONAL ECONOMICS AND ECONOMETRICS, 2015, 5 (01) : 35 - 54
[7] The Determinants of Nonperforming Loans Before and After the Crisis: Challenges and Policy Implications for Turkish Banks
Us, Vuslat
EMERGING MARKETS FINANCE AND TRADE, 2018, 54 (07) : 1608 - 1622
[8] Determinants of Credit Risk in Ethiopian Banking Industry: Does Political Stability Matter?
Adem, Mohammed
GLOBAL BUSINESS REVIEW, 2022,
[9] DETERMINANTS OF BANK FEE INCOME IN THE EU BANKING INDUSTRY - DOES MARKET CONCENTRATION MATTER?
Vozkova, Karolina
Teply, Petr
PRAGUE ECONOMIC PAPERS, 2018, 27 (01): : 3 - 20
[10] Banking uncertainty and lending: does bank competition matter?
Van Dan Dang
Hoang Chung Nguyen
JOURNAL OF ASIA BUSINESS STUDIES, 2023, 17 (04) : 741 - 765

← 1 2 3 4 →