Impact of Shadow Banking on the Future Development of the Commercial Banks

Because of the differences of financial market development stage and financial regulatory degrees, there are differences in financial instruments, the functioning of markets and commercial banks. China shadow banking is a channel-type form of shadow banking with widening the real economy financing channels, America shadow banking is securitized shadow banking with improving the efficiency of the real, economy and financial supply. With the shrink of the scale of our channel shadow banking-and the development of asset securitization business under the New Deal, commercial banks should be developed securitized products to complete the transition from channel shadow banks to securitization shadow banking.