Evaluating the Performance of Machine Learning Algorithms in Predicting the Best Bank Customers

被引:0
|
作者
Ehsanifar, Mohammad [1 ]
Dekamini, Fatemeh [2 ]
Mehdiabadi, Amir [3 ]
Khazaei, Moein [4 ]
Spulbar, Cristi [5 ]
Birau, Ramona [6 ]
Filip, Robert dorin [5 ,7 ]
机构
[1] Islamic Azad Univ, Fac Engn, Dept Ind Engn, Arak Branch, Arak, Iran
[2] Mahan Business Sch, Res Fac, Tehran, Iran
[3] Mahan Business Sch, Dept Ind Management, Tehran 156917314, Iran
[4] TarbiatModares Univ, Fac Management, Dept Ind Management, Tehran, Iran
[5] Univ Craiova, Fac Econ & Business Adm, Dept Finance Banking & Econ Anal, Craiova, Romania
[6] Univ Constantin Brancusi, Fac Econ Sci, Tg Jiu, Romania
[7] Univ Craiova, Doctoral Sch Econ Sci, Craiova, Romania
关键词
customer relationship management; customer value pyramid; K-means; decision tree theory; support vector machines; Artificial Intelligence (AI); banking industry;
D O I
10.52846/ami.v50i2.1781
中图分类号
O1 [数学];
学科分类号
0701 ; 070101 ;
摘要
The best customer refers to the potential interaction of customers with the company during certain time periods. When companies understand the best customer and realize that the best customer can provide customized services for different customers, then they will achieve effective customer relationship management. This research is focused on the banking industry and systematically integrates data mining techniques and management topics to analyze the best customers. This study first uses the fuzzy hierarchical analysis method to weight the existing variables and then examines the DFMT model as an input to the k -means technique for clustering customers based on the desired criteria in the DFMT model. By using the proposed scoring model, it starts forming a customer value pyramid and cat-egorizes customers into 4 value spectrums. Finally, in order to analyze the classes obtained from the customer value pyramid and implement the learning process from the available data, it uses the tenor classification techniques of decision tree, support vector machines and random forest along with the six characteristics and among They introduce the most appropriate model-characteristic based on available criteria.
引用
收藏
页码:464 / 475
页数:12
相关论文
共 50 条
  • [1] Evaluating the Performance of Ensemble Machine Learning Algorithms Over Traditional Machine Learning Algorithms for Predicting Fire Resistance in FRP Strengthened Concrete Beams
    Kumarawadu, H. R.
    Weerasinghe, T. G. P. L.
    Perera, Jude Shalitha
    ELECTRONIC JOURNAL OF STRUCTURAL ENGINEERING, 2024, 24 (03): : 46 - 52
  • [2] Predicting US bank failures and stress testing with machine learning algorithms
    Hu, Wendi
    Shao, Chujian
    Zhang, Wenyu
    FINANCE RESEARCH LETTERS, 2025, 75
  • [3] Hybrid Machine Learning Algorithms for Predicting Academic Performance
    Sokkhey, Phauk
    Okazaki, Takeo
    INTERNATIONAL JOURNAL OF ADVANCED COMPUTER SCIENCE AND APPLICATIONS, 2020, 11 (01) : 32 - 41
  • [4] Exploring Machine Learning Algorithms to Find the Best Features for Predicting Modes of Childbirth
    Islam, Muhammad Nazrul
    Mahmud, Tahasin
    Khan, Nafiz Imtiaz
    Mustafina, Sumaiya Nuha
    Islam, A. K. M. Najmul
    IEEE ACCESS, 2021, 9 : 1680 - 1692
  • [5] Evaluating Diagnostic Performance of Machine Learning Algorithms on Breast Cancer
    Gatuha, George
    Jiang, Tao
    INTELLIGENCE SCIENCE AND BIG DATA ENGINEERING: BIG DATA AND MACHINE LEARNING TECHNIQUES, ISCIDE 2015, PT II, 2015, 9243 : 258 - 266
  • [6] Machine learning algorithms for predicting membrane bioreactors performance: A review
    Muniz de Queiroz, Marina
    Moreira, Victor Rezende
    Amaral, Míriam Cristina Santos
    Oliveira, Sílvia Maria Alves Corrêa
    Journal of Environmental Management, 2025, 380
  • [7] Predicting Fitness and Performance of Diving using Machine Learning Algorithms
    Mahajan, Uma
    Krishnan, Anup
    Malhotra, Vineet
    Sharma, Deep
    Gore, Sharad
    2019 IEEE PUNE SECTION INTERNATIONAL CONFERENCE (PUNECON), 2019,
  • [8] Predicting Perovskite Performance with Multiple Machine-Learning Algorithms
    Li, Ruoyu
    Deng, Qin
    Tian, Dong
    Zhu, Daoye
    Lin, Bin
    CRYSTALS, 2021, 11 (07)
  • [9] Evaluating the Performance of Machine Learning Sentiment Analysis Algorithms in Software Engineering
    Shen, Jingyi
    Baysal, Olga
    Shafiq, M. Omair
    IEEE 17TH INT CONF ON DEPENDABLE, AUTONOM AND SECURE COMP / IEEE 17TH INT CONF ON PERVAS INTELLIGENCE AND COMP / IEEE 5TH INT CONF ON CLOUD AND BIG DATA COMP / IEEE 4TH CYBER SCIENCE AND TECHNOLOGY CONGRESS (DASC/PICOM/CBDCOM/CYBERSCITECH), 2019, : 1023 - 1030
  • [10] Evaluating the Performance of Machine Learning Algorithms in Gaze Gesture Recognition Systems
    Li, Jiayao
    Ray, Samantha
    Rajanna, Vijay
    Hammond, Tracy
    IEEE ACCESS, 2022, 10 : 1020 - 1035