Economic policy uncertainty, bank deposits, and liability structure

被引：2
|
作者：
Deng, Wei [1 ]
Gao, Lei [2 ]
Xing, Fei [3 ]
Yang, Ming [1 ]
机构：
[1] Zhongnan Univ Econ & Law, Sch Accounting, 182 Nanhu Ave, Wuhan 430073, Peoples R China
[2] George Mason Univ, Sch Business, Enterprise Hall 328,4400 Univ Dr, Fairfax, VA 22030 USA
[3] Huazhong Univ Sci & Technol, Sch Econ, Luoyu Rd 1037, Wuhan 430074, Peoples R China
来源：
EMERGING MARKETS REVIEW | 2023年 / 55卷
基金：
中国国家自然科学基金;
关键词：
Economic policy uncertainty; Bank deposit; Liability structure; Liquidity hoarding; CREDIT; AGGREGATE; CHANNEL; MERGERS;
D O I：
10.1016/j.ememar.2023.101024
中图分类号：
F8 [财政、金融];
学科分类号：
0202 ;
摘要：
This study used data from 2009 to 2017 to investigate the impact of economic policy uncertainty (EPU) on the liability side of Chinese commercial banks. The results show that the increase in EPU leads commercial bank customers to shift from term to demand deposits, which shortens deposit maturity and triggers commercial banks' liquidity-hoarding behavior. Our research provides insights into the motives and strategies behind commercial banks' liquidity hoarding and offers implications for risk management, monetary policy, and systemic financial risk prevention.
引用
收藏
页数：23
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