美国银行业市场结构分析

被引:10
作者
黄隽
李慧
徐俊杰
机构
[1] 中国人民大学经济学院
关键词
美国商业银行; 集中度; 市场竞争;
D O I
暂无
中图分类号
F837.12 [];
学科分类号
1201 ; 020204 ;
摘要
本文对2000~2008年美国商业银行市场结构进行实证分析。结果表明,虽然美国商业银行众多,但是银行业市场处于垄断竞争状态,大银行和小银行借助各自的比较优势在细分的市场上提供差异化的产品和服务;随着银行业的资产越来越向大银行集中,银行业的竞争程度并没有出现明显的变化;大银行的市场竞争程度低于小银行。
引用
收藏
页码:89 / 96
页数:8
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