中国保险业效率的实证研究:考虑环境因素的影响

被引：27

作者：

黄薇 ^{[1
,2
]}

机构：

[1] 中国人民大学

[2] 多伦多大学

来源：

统计研究 | 2009年 / 26卷 / 06期

关键词：

效率; 保险业; 数据包络分析; 环境;

D O I：

10.19343/j.cnki.11-1302/c.2009.06.004

中图分类号：

F842 [中国保险业];

学科分类号：

120404 ; 020204 ;

摘要：

本文首次把环境等外生因素纳入中国保险业效率研究的框架中,通过构建多阶段DEA模型,重新测算了中国保险机构1999-2006年共284个样本数据的技术效率、纯技术效率以及规模效率。研究发现,外部环境等因素对效率估计产生了重要影响,中国保险业整体效率水平较调整前出现了明显下降,而且效率损失主要来源于纯技术无效,说明中国保险业整体效率改进应重点加强技术创新和管理创新,全面提高管理水平。随着保险业市场化进程的不断深入,国有保险机构因依靠相对有利的外部环境使其效率水平被严重高估。

引用

页码：29 / 37

页数：9

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