[1] King Fahd Univ Petr & Minerals, IRC Finance & Digital Econ, Dhahran, Saudi Arabia
[2] Wroclaw Univ Econ & Business, Fac Business & Management, Wroclaw, Poland
[3] Jaipuria Inst Management, Dept Mkt, Lucknow, Uttar Pradesh, India
[4] King Abdulaziz Univ, Fac Econ & Adm, Dept Business Adm, Jeddah, Saudi Arabia