The interaction between acoustic and surface gravity waves is generally neglected in classical water-wave theory due to their distinct propagation speeds. However, nonlinear dynamics can facilitate energy exchange through resonant triad interactions. This study focuses on the resonant triad interaction involving two acoustic modes and a single gravity wave in water of finite and deep depths. Using the method of multiple scales, amplitude equations are derived to describe the spatio-temporal behaviour of the system. Energy transfer efficiency is shown to depend on water depth, with reduced transfer in deeper water and enhanced interaction in shallower regimes. Numerical simulations identify parameter ranges, including resonant gravity wavenumber, initial acoustic amplitude and wave packet width, where the gravity-wave amplitude is either amplified or reduced. These results provide insights into applications such as tsunami mitigation and energy harnessing.