[1] Punjabi Univ, Sch Management Studies, Patiala 147002, Punjab, India
[2] Gobindgarh Publ Coll, Khanna 147301, Punjab, India
[3] Kashmir Univ, SKUAST K, Srinagar 191202, Jammu & Kashmir, India
[4] Univ Latvia, Fac Econ & Social Sci, LV-1586 Riga, Latvia
[5] Azerbaijan State Univ Econ UNEC, Women Researchers Council WRC, AZ-1001 Baku, Azerbaijan