Estimation of credit borrowers solvency using fuzzy logic

被引:0
|
作者
Rzayev R.R. [1 ]
Aliyev A.A. [1 ]
机构
[1] Institute of Control Systems of National Academy of Sciences of Azerbaijan, Baku
来源
| 1600年 / Begell House Inc.卷 / 49期
关键词
Aggregating; Conditions of uncertainty; Estimates; Fuzzy logic; Key indicators assessments; Natural persons creditworthiness; Rankings of declared borrowers;
D O I
10.1615/JAutomatInfScien.v49.i2.70
中图分类号
学科分类号
摘要
An alternative approach to assessing the creditworthiness of natural persons is proposed, based on the use of fuzzy decision-making methods in conditions of uncertainty. As an alternative, arbitrarily five borrowers are chosen, which differ in their data on key indicators of solvency. After obtained results of calculation by two methods there are implemented rankings of declared borrowers and identified the most solvent of them. © 2017 by Begell House Inc.
引用
收藏
页码:70 / 84
页数:14
相关论文
共 50 条
  • [1] An integrity estimation using fuzzy logic
    Mariño, P
    Sigüenza, CA
    Pastoriza, V
    Santamaría, M
    Martínez, E
    Machado, F
    Computational Intelligence for Modelling and Prediction, 2005, 2 : 19 - 33
  • [2] A Fuzzy Inference System for Credit Scoring using Boolean Consistent Fuzzy Logic
    Latinovic, Milica
    Dragovic, Ivana
    Arsic, Vesna Bogojevic
    Petrovic, Bratislav
    INTERNATIONAL JOURNAL OF COMPUTATIONAL INTELLIGENCE SYSTEMS, 2018, 11 (01) : 414 - 427
  • [3] A Fuzzy Inference System for Credit Scoring using Boolean Consistent Fuzzy Logic
    Milica Latinovic
    Ivana Dragovic
    Vesna Bogojevic Arsic
    Bratislav Petrovic
    International Journal of Computational Intelligence Systems, 2018, 11 : 414 - 427
  • [4] Combined Approach to Evaluation of Microcredit Borrowers Solvency
    Aliyev, Elchin
    Aliev, Elmar
    Ali, Adila
    INTELLIGENT AND FUZZY SYSTEMS: DIGITAL ACCELERATION AND THE NEW NORMAL, INFUS 2022, VOL 2, 2022, 505 : 505 - 513
  • [5] An Estimation of Software Testability using Fuzzy Logic
    Garg, Umang
    Singhal, Abhishek
    2016 6TH INTERNATIONAL CONFERENCE - CLOUD SYSTEM AND BIG DATA ENGINEERING (CONFLUENCE), 2016, : 95 - 100
  • [6] Link Delay Estimation Using Fuzzy Logic
    Tamimi, Sabah
    Zahoor, Muhammad
    2010 2ND INTERNATIONAL CONFERENCE ON COMPUTER AND AUTOMATION ENGINEERING (ICCAE 2010), VOL 2, 2010, : 406 - 411
  • [7] Towards traffic delay estimation using fuzzy logic
    Younas, Irfan
    Rauf, Azarn I.
    Syed, Wasim Hashmi
    INTERNET & INFORMATION SYSTEMS IN THE DIGITAL AGE: CHALLENGES AND SOLUTIONS, 2006, : 413 - 418
  • [8] Online kernel density estimation using fuzzy logic
    Zarch, Majid Ghaniee
    Alipouri, Yousef
    Poshtan, Javad
    IET SIGNAL PROCESSING, 2015, 9 (08) : 579 - 586
  • [9] Respiration Estimation and Apnea Detection Using Fuzzy Logic
    Mudvari, Akrit
    Ning, Taikang
    2017 39TH ANNUAL INTERNATIONAL CONFERENCE OF THE IEEE ENGINEERING IN MEDICINE AND BIOLOGY SOCIETY (EMBC), 2017, : 2818 - 2821
  • [10] Effort Estimation of Agile Development using Fuzzy Logic
    Saini, Abhishek
    Ahuja, Laxmi
    Khatri, Sunil Kumar
    2018 7TH INTERNATIONAL CONFERENCE ON RELIABILITY, INFOCOM TECHNOLOGIES AND OPTIMIZATION (TRENDS AND FUTURE DIRECTIONS) (ICRITO) (ICRITO), 2018, : 779 - 783