Does the big data credit platform reduce corporate credit resource mismatch: Evidence from China

This paper uses the construction of China's social credit system as a quasi-natural experiment to examine the impact of big data credit platforms on corporate credit resource allocation. We robustly find that big data credit platforms can reduce corporate credit resource mismatch. Mechanism tests indicate that the primary mechanism is the reduction of information asymmetry. We enriched the study of credit resource mismatch from a big data credit perspective and provided a basis for improving big data credit platforms.